This is MORNING EDITION from NPR News. I'm Renee Montagne.
DAVID GREENE, HOST:
And I'm David Greene. In Russia today, a judge has delivered a guilty verdict for three members of the feminist punk band Pussy Riot. The band members were given a two-year sentence. They were found guilty of hooliganism motivated by religious hatred, after staging a protest in Moscow's main cathedral last February.
The United Nations role in Syria is changing and so too is its personnel. Secretary General Ban Ki Moon is expected to tap a veteran U.N. troubleshooter to take over from International Envoy Kofi Annan. At the same time, U.N. military observers are wrapping up their mission. NPR's Michele Kelemen has the latest.
Sometimes it can feel like a lot of what we hear is bad news. Well, we're going to hear next about some stories that inspire. All month, we've been collecting stories on NPR.org about good things Americans are doing, how they're working together to improve their communities.
RENEE MONTAGNE, HOST:
We call it Participation Nation. You've told us about a California doctor who turned a two-room free clinic into a community health center.
GREENE: A writing program to help young people in Maine become storytellers.
Families often pull together to help finance a college education, with parents and grandparents chipping in or co-signing loans. And now, a SmartMoney report finds the U.S. government withholding money from Social Security recipients who've stopped paying on federal student loans.
At 40, Julie Sanders is a mother of three from Portland, Ore. But when she was 16, Sanders belonged to a white supremacist group — and one night in 1988, she witnessed a murder. Since then, she's kept the event a secret from most of her friends and family.
Before she sat down to talk about the incident with her friend Randy Blazak at StoryCorps, Sanders says, she had rarely talked about her past at all. She started out by recalling what her life was like in her teen years.
In 1991, a man named Stephen Mobley robbed a Domino's pizza in Hall County, Ga., and shot the restaurant manager dead.
Crimes like this happen all the time, but this particular case became a national story, in part because Mobley seemed so proud of his crime. After the robbery, he bragged about the killing and had the Domino's logo tattooed on his back.
But there was another reason Mobley's case became famous.
Refinance activity continues to boom, fueling the home-loan market. Low interest rates have created a class of "serial refinancers" — those lucky enough to borrow at lower rates — and given them new opportunities to spend their freed up cash.
Settlement attorney Robert Gratz never used to be on a first-name basis with his clients.
"In the past, our practice was such that you'd see people, and that was the end of it," he says.
Gratz now sees the same faces all the time, of clients refinancing again and again — these days in the mid-3 percent range.
For more: Why does the government subsidize crop insurance in the first place? We try to answer that question in our latest podcast.
The federal government spends about $7 billion a year on crop insurance for U.S. farmers. Policies are sold by private companies, but the government sets the rates, so the companies can't compete on price.